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30-12-2023
New Delhi : The government kept the interest rates for all other modest savings plans the same on Friday, but increased them by 20 basis points for the Sukanya Samriddhi scheme and 10 basis points for the three-year term deposit program for the January–March quarter. A circular from the Finance Ministry states that the interest rate on deposits made under the Sukanya Samriddhi scheme would increase to 8.2 percent from the current 8 percent and that the rate on deposits made for a three-year term deposit would increase to 7.1 percent from the present 7. percent.The interest rates on savings accounts and the well-known PPF, however, have remained at 4% and 7.1%, respectively. For the December quarter, the rates remained the same.
The investments in the Kisan Vikas Patra have a 7.5% interest rate and a 115-month maturity period. From January 1 to March 31, 2024, the interest rate on the National Savings Certificate (NSC) stayed at 7.7%. The Monthly Income Scheme will yield 7.4% for investors and does not have a rise in interest rates. Every quarter, the government announces the interest rate on small savings plans, which are mostly run by post offices.Since May 2022, the Reserve Bank has increased the benchmark lending rate by 2.5 percent to 6.5 percent, which has caused banks to increase their deposit interest rates as well.
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